Keep a cool head when it comes to spending.
When you want to buy something, ask yourself – each and every time – whether that item will move you closer or farther away from your goal of being rich.
Kibler says her spending philosophy is to spend money on things she really values. For instance, she and her husband bought a $3,000 couch after finding one that would suit their needs. Instead of buying it on the spur of the moment, they considered it and saved for it – for three years.
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